Malaysia, June 2025 – TNG Digital has just made securing a personal loan easier than ever, thanks to a game-changing collaboration with Alliance Bank Malaysia Berhad. Malaysians can now access CashFirst personal loans directly through the TNG eWallet app, unlocking up to RM150,000 in just a few taps!
Whether you need funds for a spontaneous trip, home renovation, or an emergency, GOfinance has got you covered – no paperwork, no long waits.
Who Is This Loan For?
The CashFirst personal loan through TNG eWallet is ideal for:
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Salaried Malaysians who prefer a 100% digital experience.
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Those needing quick access to funds for emergencies or short-term goals.
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Borrowers who want flexible repayment terms without visiting a bank branch.
A New Way to Borrow: Fast, Secure, and All Digital
With the new partnership with Alliance Bank, TNG eWallet users can apply for personal loans entirely online – no more waiting in long queues at the bank or filling out endless paperwork. Everything you need is now at your fingertips.
Loans range from RM5,000 to RM150,000, and with interest rates as low as 4.99% and go up to 15.28%, the platform offers some of the most competitive rates on the market. What’s more, repayment periods are flexible, ranging from one to seven years, ensuring that you can tailor the loan to your personal needs.
“Our mission is to make financial services not just accessible but also personal,” said Alan Ni, Chief Executive Officer of TNG Digital. “With GOfinance, we’re giving users the flexibility to choose financial products that truly fit their lives, all in a secure, digital-first environment. Partnering with Alliance Bank strengthens this vision by offering another trusted lending option within our growing ecosystem.”
No Branch Visits, No Paperwork – Just Fast, Digital Loans
With this new feature, users can apply for loans directly through the Touch ‘n Go eWallet app, anytime and anywhere.
Inside the GOfinance section, users simply select “CashLoan,” fill in their application, and submit it digitally. Once approved, the funds are transferred directly to their TNG eWallet or linked bank account.
The entire process, from application to disbursement, is 100% digital. There is no need for physical forms or in-person approvals. Borrowers can also track repayment progress through the “My Loans” feature, allowing them to manage their finances easily and in real time.
Loan Comparison:
| Feature | TNG x Alliance Bank | Traditional Bank Loan |
|---|---|---|
| Application | 100% online | In-branch or manual |
| Loan Amount | RM5,000 – RM150,000 | Varies (usually RM3,000 – RM200,000) |
| Interest Rate | 4.99% – 16.68% p.a. | 5% – 18% p.a. |
| Approval Speed | Same day | 3 – 5 working days |
| Repayment Tenure | 1 – 7 years | 1 – 10 years |
Disclaimer: The figures above are based on publicly available information as of March 2025. Actual loan amounts, interest rates, and terms may vary based on individual eligibility and current bank policies.
Things to Keep in Mind
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Check eligibility before applying; approval depends on your credit score and income.
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Avoid overborrowing. Although loans can reach RM150,000, borrow only what you can repay comfortably.
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Review total costs, including late fees or early settlement charges, before committing.
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Ensure your CCRIS record is clean to qualify for better rates.
Why Digital Lending is the Future
As banking evolves, digital lending offers a faster and more flexible experience that suits the lifestyle of modern Malaysians. It eliminates unnecessary paperwork and long waiting times while maintaining the same level of security and reliability as traditional banks.
Whether you need quick access to funds for an emergency or are planning for future expenses, GOfinance provides a convenient and transparent borrowing experience.
The collaboration between TNG Digital and Alliance Bank allows Malaysians to bypass traditional hurdles, giving them an efficient, all-digital loan experience. Applications, approvals, and disbursements now happen entirely online from the comfort of your home or on the go.
Financial Flexibility That Fits Your Life
One of the biggest advantages of digital lending through GOfinance is the flexibility it offers. With repayment terms ranging from one to seven years, and interest rates starting as low as 4.99%, you can customize the loan to suit your financial situation. No more rigid terms or feeling boxed in by a one-size-fits-all loan agreement. You choose what works best for you.
And with access to loans up to RM150,000, you’ll have more than enough to cover anything from education fees to home improvements or even starting a new business. The process is straightforward and transparent, making it easy to track your loan application, manage repayments, and stay in control of your financial future.
TNG Digital’s Commitment to Financial Inclusion
The future of financial services in Malaysia is digital and TNG Digital is at the forefront of this revolution. By offering everything from personal loans to investments, insurance, and international remittance through GOfinance, TNG Digital is quickly becoming the go-to platform for Malaysians looking to manage their finances on their terms.
“With GOfinance, we’re not just offering a digital loan, we’re offering a full financial ecosystem that grows with you,” said Alan Ni. “We’re excited to continue evolving this platform, adding more financial products and services to help Malaysians take control of their financial journey.”
The partnership with Alliance Bank is just one of many steps toward creating a more inclusive financial system. GOfinance is designed to serve Malaysians from all walks of life, providing them with access to financial services they can trust whenever and wherever they need them.
How to Apply
Applying for a CashFirst personal loan through TNG eWallet is quick and simple. Just follow these steps:
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- Open the TNG eWallet app and navigate to GOfinance.
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- Click on the “CashLoan” section to apply.
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- Fill in the required details and submit your application.
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- Upon approval, the loan will be disbursed directly to your TNG eWallet or bank account.
About TNG Digital Sdn. Bhd.
TNG Digital is Malaysia’s leading fintech platform, powering the TNG eWallet app, which serves millions of Malaysians with an extensive range of digital payment and financial services.
About Alliance Bank Malaysia Berhad
Alliance Bank is a trusted financial institution in Malaysia, committed to providing a wide variety of accessible and innovative financial solutions to individuals and businesses.
Need Fast, Flexible Financing in Johor?
If you are exploring personal loan options with flexible terms and quick approvals, Loan Johor can help.
With competitive rates and a streamlined application process, getting a loan in Johor has never been easier. Discover your options today and take the first step toward financial confidence with Loan Johor.
Loan Johor provides fast, reliable, and flexible loan options for Malaysians. With competitive interest rates and quick approval processes, securing a loan in Johor has never been easier. Explore your options today and take control of your financial future with Loan Johor.
Eli lives in Malaysia and has spent years diving into the world of banking and finance. He loves exploring how money moves and what drives the economy. Outside of work, he’s usually playing tennis or reading about the latest economic trends.
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